Finances
Where Run → Finances
Cash, loan, company value and today’s takings. The fixed costs card says what tonight’s bills will be. Check it before a big purchase.
The ledger shows the day so far and the days before. With more than one outlet, switch between the company and this outlet.
Nightly bills
Where Run → Finances → Fixed costs due tonight
Wages, rent, licence, upkeep, research and interest. They are paid when the day ends, whatever the day was like. A quiet day still pays full rent.
Rent grows with the plot, the floors and your fame. The licence is a share of an outlet’s usual daily sales, set by rank: from 1% at Tiffin Stall to 12% at the top. Upkeep is the sum of everything you built.
The weekly tax
Where Run → Finances → Weekly tax
Every 7 days the company pays tax on its operating profit. A good week means a bigger bill, so keep some back. The tax line in Finances says when and roughly how much.
The rate is 20%, plus 3% for each rank. The first 14 days of a career are tax free.
Bank loans
Where Run → Finances → Bank loan → Borrow
Borrow in steps of ₹500, repay the same way. Interest is 1% a day, every day you owe. Borrow for something that earns, and repay soon.
A higher rank raises the limit.
| Rank | Loan limit |
|---|---|
| Street Cart | ₹2,000 |
| Tiffin Stall | ₹5,000 |
| Darshini | ₹12,000 |
| Udupi Bhavan | ₹25,000 |
| Town Favourite | ₹50,000 |
| City Chain | ₹1,00,000 |
| State Brand | ₹2,00,000 |
| National Icon | ₹3,50,000 |
| Dosa Tycoon | ₹5,00,000 |
Debt, and Ajji
Where Run → Finances
Owe too much for too long and the bank calls it in. Ajji will bail you out, at a price to your name. In Legend there is no rescue.
A night counts against you when cash is below zero and you owe more than 2× your loan limit (or ₹5,000, whichever is more). After 7 such nights the debt is called in. Ajji clears it, but fame and regulars drop everywhere. Finances counts the nights for you.
Company value
Where Run → Finances → Company value
What the whole business is worth. Higher ranks ask for it. Land, floors and fittings count, not just cash.
It adds up cash, what you have built and the outlets themselves, less what you owe.
Next: Growing